WhyCall TeamWorks...

From neighborhood to neighbor, excellence is always expected and given by our team: Our exceptional service, attention to detail and market knowledge distinguishes us in the Real Estate Field. When you’re ready to Buy or Sell a home; Start at the Top. We have the Systems, Services and Leverage for your Success. TeamWorks ranks in the top 5% of all agents in the USA.

When Expertise and Experience Matters, Betty's CallTeamWorks!

Random Quote:
“ Betty: Congrats on your 35 years of service in real estate and to the community. You have directly and positively affected the lives of countless people and families over the years, including ours. Your effort to get us a home back in 1997 (can you believe it!!) was spectacular (remember -- 52 days in a hotel...) - we have been very happy here. Thanks for letting us share in your celebration and success. You're the best, Betty!

- Bob & Lainyi Kniffin / Loudoun County, Virginia ”

2010 Trends In Housing of Northern Virginia

If you have any questions, give me a call. Some of this is straight forwards, others not.

Pending Home Sales Ease After Big Gains

Credit Card Rule Changes

Watch for new Credit Card Act of 2009 to go into effect in 2010

Understanding the Credit Card Accountability Responsibility and Disclosure Act
By Gerri Detweiler for Credit.com

On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law — Public Law 111-24 — is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic Funds Transfer Act.

Following is a description of the main provisions of this important consumer protection legislation. Keep in mind that there are numerous sections of the law where the Federal Reserve Board — called the “Board” from here on — often with the cooperation of other regulatory agencies, will be required to develop rules that describe how the law will work in “real life.” In other words, this is not the final word on this legislation, and is meant to help you understand it, not provide a legal interpretation.

Most of the provisions in this bill go into effect February 22, 2010.